Renter's Insurance
You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your personal property, your liability and moving expenses if your home becomes uninhabitable because of an insured loss.
It also covers your belongings while in your car.
Often times the cost of the renter's insurance is actually free when combined with an auto policy with Mercury. This multi-policy discount should be taken advantage of... even if you don't need Renter's Insurance.